New GI Benefits Bill
If you haven't already, check out the New GI Benefits Bill.
The new, increased benefits will be free to enroll (instead of the $1200 Captain Dad shelled out, which he ain't getting back...grrr...). You are 100% eligible with 3 years of post 9/11 service, excluding service requirements from ROTC and service academies (check the link for full details).
Benefits will likely now be transferable to one dependent, but most likely that will not be retroactive, unfortunately for us.